Harley-Davidson Insurance Coverages

Insurance Coverages That Meet The Needs of Every Rider

With Harley-Davidson Insurance, you can choose from a wide range of coverages to find the best policy for your motorcycle.

And, we offer a genuine Harley-Davidson® parts guarantee on Harley-Davidson® motorcycles at participating
H-D® dealerships.

Harley Davidson Insurance Coverage Choices

  • Liability coverage
  • Comprehensive and Collision — $3,000 accessory coverage** included when you purchase Comprehensive or Collision coverage (Up to $30,000 of additional accessory coverage is available for purchase.)
  • Uninsured/Underinsured Motorist (UM/UIM)
  • Medical Payments
  • Coverage for helmets and safety apparel
  • Total Loss Coverage** — Pays the MSRP for a brand new motorcycle of the same make and model in the event of a total loss.
  • Trip Interruption Coverage** — If you’re stranded on a road trip due to mechanical failure and/or breakdown, we’ll pay for your transportation, food, and lodging costs.
  • Roadside Assistance — If your motorcycle breaks down, we’ll get it towed to the nearest qualified repair facility.

**Not available in all states/situations. See policy for details.

We can also cover your auto, ATV, boat, PWC, motor home, travel trailer, snowmobile, home, condo, and renter insurance needs.

With Harley-Davidson Insurance, you get great coverage and customer and claims service from representatives who know Harley® motorcycles. Get a quote and start protecting your bike the right way today.