Our motorcycle insurance discounts

If you decided to ditch the used bike for the shiny, brand new bike, you’ll save some money with our new vehicle discount.

Are you a member of the Harley Owners Group® (H.O.G.®)? Then you get a special discount with us. It’s that simple. There are more good reasons to be a H.O.G. member.

If you have a motorcycle endorsement on your driver’s license from completing an approved riding class, you may qualify for a discount.

So you’ve been in the game for a while. We appreciate that. That’s why we offer a discount based on the number of years of experience you have as a licensed rider.

New to riding? No sweat. When you take the H-D™ Riding Academy New Rider Course, you’ll get the skills to ride and get a discount for completing the course. Find out more. You can also get a discount for other training/safety classes completed in the last five years.

If you own a house, condo, townhouse, mobile home, or modular home—and it’s insured with homeowners insurance—you might qualify for a home ownership discount on your bike insurance.

If you make all of your payments on time, you just found an easy way to save on your cycle insurance when you renew your policy.

We want all riders to be safe. When you renew your Harley-Davidson® Insurance policy, we’ll give you a discount if you weren’t at fault for any accidents during the previous policy period.

Sometimes you need more coverage. Get an insurance discount when you purchase additional Harley-Davidson® Insurance products, such as planned maintenance.

Adding a bike that is newer than your current one? Have you been a Harley-Davidson Insurance Services customer for more than a year? If you said yes, save money with our loyalty discount.

Own more than one motorcycle? Look who’s living the good life. And now you benefit even more with a multi-cycle discount when insuring more than one bike with us.

You don’t want your bike to get stolen. We don’t either. Get an anti-theft discount when you use theft-deterrent devices like an audible alarm or LoJack®.

Serve in the military? Work in law enforcement? Active or retired, we appreciate your service. Let us say “thanks” by offering you a discount on your insurance! Find out more.